Indefinite and Definite Articles
There is no need to worry about whether a noun is masculine, feminine, or neuter in English. Normally, a noun is preceded by a definite article (THE) or an indefinite article (A, AN) as follows:

DEFINITE ARTICLE

the tourist
the area
the card
the hotel
the restaurant
the people
the signs

INDEFINITE ARTICLE

a tourist
an area
a card
a hotel
a restaurant
some people
some signs

Note that definite articles refer to something specific, while indefinite articles refer to something non-specific. Use an in front of words beginning with vowels and some with plural nouns.

Possessive Adjectives

Here are the possessive adjectives in English:

1st person, singular -- my

3rd person, singular -- his, her, its

1st person, plural -- our

2nd person, sing./pl. -- your

3rd person, plural -- their

In English, the gender and number of the possessor determines the form of the possessive adjective:

--I have a credit card. It's my credit card.

--She has some money. It's her money.

NOTE: Often the subject of the verb is not the person who owns the noun. Be careful about this. You must know the gender and number of the owner to be able to use possessive adjectives correctly:

--Are you buying his ticket or her ticket?

--I'm buying his ticket.